“I will not say: do not weep; for not all tears are an evil. But keep your heart, and your way.” – J.R.R. Tolkien The Gravity of Purpose To hold a significant ambition is to voluntarily accept a certain weight…
Data Privacy, Cybersecurity, and Consumer Data in Digital Lending and Banking
Kenya’s rapid shift toward digital banking and lending has transformed how millions of people access financial services. Mobile loan applications and online banking platforms deliver speed and convenience, yet they also generate vast amounts of personal and financial data every…
Regulation of Non-Deposit-Taking and Digital Credit Providers: Balancing Innovation with Consumer Protection
Kenya has long been recognized as a global leader in financial technology, largely due to the rapid adoption of mobile money and the subsequent rise of digital lending platforms. These digital credit providers stepped into a gap left by traditional…